The Radford Company was established in 1979 by its current President, Alfred Joseph  (AJ) Banford, Jr. It was, and is still headquartered in Tahoe Vista, California, on the north shore of Lake Tahoe. In 2000, a branch was set up in Las Vegas, Nevada. Then in 2003, a mortgage branch was opened on the Delmarva Peninsula, now located in Millsboro, Delaware. The company is also licensed in the states of Maryland and Colorado.

Opening the Millsboro Branch was a homecoming affair for AJ, since he graduated from Middletown High School, Middletown, Delaware in 1958. He later graduated from the Air Force Academy in 1962, and subsequently served 2 tours of duty in Viet Nam. Millsboro is now A.J.'s home for one week every month, dividing the remainder of his time between the other branches.
 

AJ  is  a  FHLMC and  FNMA third party originator (TPO).  He has originated in excess of $ 45  million in loans each year since 2003, including 2006.